This is a plan that we are offering to New York residents only. We are a local company that negotiates your debt down while you make only one monthly payment for all accounts enrolled. Your payment is secured in a FDIC-insured bank account. We can send a representative to sit down with you to discuss or you may come visit us at our offices at 230 Park Ave, 10th Floor in New York City. The consultation is FREE and when calling us to schedule an appointment, please use promo code LOCAL for half off of your first payment. Find out what your credit card companies don’t want you to know!